An annual review of your Homeowners insurance is a recommendation from the Connecticut Insurance Department. It’s also something we strongly recommend here at Dougherty Insurance.
Check out their press release at their website: http://www.ct.gov/cid/cwp/view.asp?Q=498874&A=1269
Your insurer, whether it is through our agency or not, can’t possibly know every risk you face and anticipate every possible future event. But that shouldn’t stop you from taking some time to review your policy, understand what it does and does not cover, and consider additional, optional coverages or increasing the amount of coverage you have.
We can send you a worksheet that will help you identify coverage that you may need but not yet have on your policy. Contact us to request it!