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The Terrorism Risk Insurance Act Expiring

Will Your Workers Compensation Insurance Premiums Skyrocket if the Terrorism Risk Insurance Act Expires? Created by Congress after the September 11, 2001 terrorist attacks that resulted in $40 billion in insured losses, the Terrorism Risk Insurance Act (TRIA) is set...

The Real Costs of Substance Abuse and Misuse on the Job

You obviously don’t want your employees consuming alcohol or using mind-altering substances while they’re on the clock. However, have you ever considered what after hours binge drinking, alcoholism or abuse of prescription drugs might be doing to your...

Home Fire Statistics and Prevention

According to a National Fire Protection Association (NFPA) report that examined data collected between 2007 and 2011, U.S. fire departments respond to an average of 366,600 home structure fires per year. These fires cause an estimated average of 2,570 civilian deaths...

How Employers are Mitigating ACA Health Insurance Costs

If you kept up with the news regarding the Affordable Care Act last year, you likely saw dozens of headlines proclaiming the likelihood that the employer mandate and penalty portion of the President’s signature healthcare law would result in millions of...

Should You Pay Off Your Mortgage?

For many people, a home is their biggest investment—and the mortgage that accompanies it their largest financial commitment. However, it may not be one they should eliminate—at least according to the experts. When the gurus wax poetic about eliminating...