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A. The lawyers. 
Despite an exclusion for “virus” and “disease-causing or illness-causing agent” in the policies, MLB is suing its insurers for COVID-19 related losses. Don’t be surprised. When the dollar amount is this big – potentially over $1b – well, damn the contractual language, find a judge/court that likes baseball/ hates insurance, hire the best lawyers, and hack away for whatever you can get.

baseball diamond 04062015 1 - Q.  MLB vs. Insurers.  Who wins?

Lost Revenue and Covid. Insurable?