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What’s your guess?  Some clues:
Number of claims is 17,989, up from 17,568 in 2020. The cost per claim was up 39% from a decade ago and down slightly from the prior year, making the average cost per claim $50,245. It’s not a property claim, such a hail damage, it’s a liability claim. It’s been pushed higher by increased medical costs and more generous settlements awarded to plaintiffs.
The answer?
Dog bites and other dog related claims, such as knocking people over. Ouch.