These days the insurance market is tough. Insurers are not as inclined to reinstate a cancelled policy as they have been in the past. Especially if there has been claim activity or consistent late payments. Because of the change in insurance company guidelines, in a situation where you would have been reviewed and reinstated in the past, well, that’s not certain. And, if we go to look for a new insurer you may be surprised how many insurers decline to offer a quote, or provide a quote much more than your current policy. Be proactive; pay in full, get set up on automatic payments or otherwise stay on top of your scheduled payments. As your agent we do everything we can but the best advice is to avoid the situation in the first place!
