We help identify the right coverages and advise you on the costs of them

Home, Condo and
Renters Insurance

Homes in Fairfield County, New Haven County and throughout Connecticut can be unique. Your home might be high-value, historical, near the coast, solar-powered or have a number of characteristics that make it special. And they need an insurance professional that can recognize those features and insure it correctly.

We strive to make your insurance transaction easy and without stress. You pay good money for your insurance purchase and we will work hard to help you protect your investment. It’s not just choosing a policy, it’s choosing the right insurance professionals.

Your standard homeowners policy covers:

The primary dwelling
Secondary structures, like a shed, detached garage, fence, pool, etc.
Personal belongings
Additional living expenses (if your home in uninhabitable due to an

insured loss)

Personal Liability

It costs you nothing to get a quote from us.

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And we’re not just an insurance provider. We’re part of your community. We live here, we shop here, and we work here. We participate in and contribute to the Vicki Soto Scholarship Fund, Pyramid Shriners and Shriners Hospitals for Children, Housatonic Community College, Stratford Chamber of Commerce and numerous local churches, public and private schools and civic organizations.

When a claim happens, we are here for you. It’s not you vs. the insurance company. We will help you file a claim, explain the process to you, and monitor it as is progresses. We’re here for you to ask questions and be a resource, and we’ve made arrangements with Disaster Restoration Services to make sure you get top priority and prompt service. You only really know if you have a good insurance provider when it’s time to file a claim.

There are limits to the amount and definition of the coverage. For example, there is very limited coverage for jewelry, fine arts, musical instruments, camera equipment, furs, sporting equipment, collectibles, antiques and more. There is also no coverage for flood and earthquake.

We work with you to identify what additional and optional coverages you should consider. Some options to consider are guaranteed replacement cost on the dwelling and contents, water/sewer backup, Law and ordinance coverage to re-build older homes to current code, scheduled items, business property at the residence, home warranty coverage, etc. We help identify the right coverages and advise you on the costs of them.

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Denise has been great in handling our commercial account. We’re a little demanding and don’t need any more stress in running our business. Over time Denise and crew have made me confident that I can count on them and they’re great to work with! We are so glad we have her as our account manager.