Home, Condo and
We strive to make your insurance transaction easy and without stress. You pay good money for your insurance purchase and we will work hard to help you protect your investment. It’s not just choosing a policy, it’s choosing the right insurance professionals.
- The primary dwelling
- Secondary structures, like a shed, detached garage, fence, pool, etc.
- Personal belongings
- Additional living expenses (if your home in uninhabitable due to an
- Personal Liability
And we’re not just an insurance provider. We’re part of your community. We live here, we shop here, and we work here. We participate in and contribute to the Vicki Soto Scholarship Fund, Pyramid Shriners and Shriners Hospitals for Children, Housatonic Community College, Stratford Chamber of Commerce and numerous local churches, public and private schools and civic organizations.
When a claim happens, we are here for you. It’s not you vs. the insurance company. We will help you file a claim, explain the process to you, and monitor it as is progresses. We’re here for you to ask questions and be a resource, and we’ve made arrangements with Disaster Restoration Services to make sure you get top priority and prompt service. You only really know if you have a good insurance provider when it’s time to file a claim.
There are limits to the amount and definition of the coverage. For example, there is very limited coverage for jewelry, fine arts, musical instruments, camera equipment, furs, sporting equipment, collectibles, antiques and more. There is also no coverage for flood and earthquake.
We work with you to identify what additional and optional coverages you should consider. Some options to consider are guaranteed replacement cost on the dwelling and contents, water/sewer backup, Law and ordinance coverage to re-build older homes to current code, scheduled items, business property at the residence, home warranty coverage, etc. We help identify the right coverages and advise you on the costs of them.
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